Fee Schedule

Other Service Fees (Applicable to all accounts)

Account History Printout$5.00 per 5 days of history
Account Closure$25.00 (if opened less than six (6) months)
Account Reconciliation$20.00 per hour
Account Research$50.00 per hour
Attorney Letter/Collection$75.00 per letter
Check Photocopy$5.00 per item
Corporate/Cashier Check$10.00 per check
Guaranteed Signature$50.00 each
Inactive Account
$15.00 per month (withdrawn after one (1) year inactive period)
Money OrderNo longer offered
Non-Member Check Cashing Fee$3.00
Non-Member Credit Card Cash Advance$15.00 per transaction
Non-Sufficient Funds$39.95 per item
Non-Sufficient Funds Fee Loan Payment Reversal$39.95 per item
Notary Fee$6.00
Payments from external accounts Visa, MC (debit card only)$4.95
Payments from external accounts Visa, MC, Discover (credit card only)4.00 %
Payments from external accounts ACH$4.95
Return Mail Fee$10.00 per item
Runner Collection for Insufficient Funds Fee$10.00 per item
Skip-A-Payment Fee$30.00 each
Statement Copy$5.00 per statement
Statement Fee$2.50
Stop Payment ACH/Corporate Check$50.00 per item
Telephone Transfer$3.00 per call 
Verification of Deposit$25.00 per item
MasterCard Debit Card Replacement$5.00
Debit Card Non-Standard Design Fee$5.00
Western Union$20.00
Wire Transfer (Incoming)Free
Wire Transfer (Outgoing)$30.00 per transfer

Checking Account Fees

Bill PayerNo charge per month
Business Bill Payer$4.95 per month
Check Printing (Clarke American)Prices may vary depending upon style
Checking Account ServiceFree
***Courtesy Pay 
          Each transaction under $10$5.00 per transaction
          Each transaction over $10$19.00 per transaction
Non-Sufficient Funds$39.95 per item
PayLyn Non-Sufficient Funds Fees$22.00 per item
Re-Enter for Non-Sufficient Funds Fee Items$10.00 per item (each submission/resubmission)
Stop Payment ACH/Personal Check$39.95 per item

Stop Payment for Series of Checks in Sequence

$39.95 per series

EFT Fees

***ACH or ATM Non-Sufficient Funds Fee$39.95 per item
ACH Exception$10.00 per item
ATM Foreign Transaction$5.00 per transaction

Overdraft Protection Fee

Line of Credit Advance (Increments of $100.00)$5.00 per advance
+Overdraft Protection Transfer Fee$10.00 each

Safe Deposit Box Fees

5 x 10 Box$50.00
10 x 10 Box$100.00
*Emergency Drill Schedule (Member No-Show)$100.00
Key Deposit$25.00
Lost Key (1)$9.00
Both Keys Lost (Lock Replacement and/or *Emergency Drill)$100.00

***Fee applies when insufficient funds are created by check, in person withdrawal, ATM withdrawal, or other electronic means.

+This fee will be incurred if any automatic transfer is made from a share/savings account into another account to cover overdraft/non-sufficient funds in that account, regardless of Regulation D limits.

*Emergency Drill – Includes opening lock, lock Repair, 2 keys, PAK envelope, and basic service call. This fee will only be charged when no other service is performed.